
Special clauses essential for providing tailor-made insurance.
Generally, insurance companies cannot modify the basic policy terms and conditions that detail the insurance conditions they provide. Therefore, when providing special coverage or conditions, the policy terms are deleted, added, or reinterpreted in the special policy terms and conditions. This is called special coverage.
Special clauses are essential to create a policy structure that is optimal for each customer's business model and the risks they face. In addition, reliable special clauses are required to prevent situations where insurance coverage does not activate due to misinterpretation of the policy in the event of an accident.
We propose the most suitable special coverage to match our customers' insurance needs. Furthermore, based on the vast amount of past insurance claim cases we have accumulated, we aim for faster liability determination by appropriately revising ambiguous interpretations of policy terms in the special coverage. Correctly understanding the basic terms of the relevant insurance policy is the most important foundation for us to remain insurance professionals, in order for special coverage to function accurately.