Commercial Insurance Business
(General Risk/Special Risk)

We use the experience and know-how developed from providing insurance to the Toyota Group as a foundation to design the ideal insurance products to meet our domestic clients' requirements for damage insurance (general risk, special risk). We are capable of developing comprehensive insurance programs for large-scale businesses.

In addition to insurance product design, we also offer a wide range of consulting services including risk surveys and analysis, risk consulting, loss control and insurance contract reviews. Moreover, instead of insisting on using only our own resources, we are happy to select suitable partners and form necessary alliances according to our clients' wishes. By building a service structure that respects the client's existing systems, we can provide customized services that fit each client's needs and circumstances perfectly.

Credit & Political Risk
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Cyber Insurance
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Global Program Business

The head office in Japan manages and visualizes risk (e.g. fire insurance, liability insurance) centrally for all our clients' global locations, and also negotiates bulk insurance premiums.
We offer a full range of support options, helping to strengthen clients' risk management capabilities, sorting risks, and creating insurance hedge compensation guidelines for various countries at the program development stage to mitigate risk when launching programs. After programs are launched, we also support clients in determining the best insurance approach in each country and assist with incident response when incidents occur.

Project Insurance Business

We take advantage of our wealth of experience in arranging insurance for large-scale plant projects for overseas companies to offer support for the following kinds of international projects.

  • Electric power (conventional power), wind power, solar power, hydroelectric power (renewable energy)
  • Oil and gas development
  • Transportation infrastructure (railways, bridges, roads, harbors, airports, etc)
  • Commercial facilities and buildings

We have direct access to the international reinsurance market in places like London, Singapore and the Middle East, so we guarantee the most suitable insurance coverage and capacity and endeavor to offer competitively-priced solutions while supporting the smooth progress of each project.

Renewable Energy
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Captive Business

A captive is a reinsurance subsidiary that exclusively underwrites the risk insured by a company and company group. Captives are mainly established in countries and regions like Micronesia, Hawaii and Bermuda which have legislation supporting the captive insurance company system, which uses captives to bear risks through reinsurance schemes.

Many businesses arrange various types of insurance in order to transfer their risk to insurance companies. They pay the cost of this in the form of insurance premiums. When a captive is used, the risk transferred to the insurance company and a portion of the insurance premiums are transferred to a captive through a reinsurance scheme to create self-insurance.

Thus the main objective when setting up a captive is to minimize the risk transfer costs to the company and the company group by reducing the loss ratio (i.e. increasing profitability) through risk management (e.g. incident reduction) of the risk assumed (self-insured) by the captive.