Toyota Tsusho Insurance Management Corporation
Business

Business

01

Risk assessment and visualization

We identify the diverse risks associated with business activities and visualize their probability of occurrence and impact from both qualitative and quantitative perspectives. Rather than transferring all risks to insurance, we support the realization of optimal risk management based on management decisions.

Our strengths

We combine on-site knowledge and data to provide "usable risk information" that directly impacts decision-making.
02

Risk transfer through insurance

Based on the financial impact and potential losses identified through risk assessment, we design optimal insurance programs for property, profits, liability, personal property, and cyber risks. By comprehensively constructing coverage details, insurance amounts, exclusions, and contract schemes, we support our clients' risk finance strategies.

Our strengths

Access to domestic and international insurance markets enables us to offer competitive terms and a stable underwriting system.
03

Design, structure, management, and operation of a comprehensive insurance program

We will consolidate insurance policies currently held individually at our domestic and international offices and group companies, and restructure the insurance program from a holistic perspective. While ensuring consistency in coverage and contract terms, we will achieve more efficient insurance management and strengthen risk governance. Leveraging our global network of overseas offices, we will support the development and operation of a global insurance program.

Our strengths

Leveraging our global reach and expertise in program development, we design and manage complex insurance programs as a unified whole.
04

Insurance management and accident response support

We provide comprehensive support for the operation of insurance programs, including managing insurance contract renewals and issuing insurance policies. In the event of an accident, we support insurance claim procedures and negotiations with insurance companies to ensure proper recovery of insurance payments and smooth resolution. Furthermore, we contribute to the continuous improvement of risk management through the analysis of past damage records.

Our strengths

Leveraging our extensive experience in accident response and damage analysis expertise, we provide comprehensive support, from proposing measures to prevent recurrence to continuously improving insurance programs.
05

Reinsurance and Capacity Procurement

For large-scale and specialized risks where securing sufficient underwriting capacity is difficult in the domestic insurance market, we will procure the necessary capacity by utilizing overseas insurance and reinsurance markets. By combining domestic and international markets, we will achieve stable risk transfer and the creation of flexible insurance programs.

Our strengths

Leveraging our network with overseas insurance markets, including Lloyd's of London, we will build an underwriting system that can handle scales and conditions that are difficult to achieve domestically.
06

Advanced Risk Finance

In addition to insurance, we support the optimization of risk costs and improvement of capital efficiency by combining diverse risk finance methods, such as self-ownership, the use of captive insurance companies, and the review of contract terms. Furthermore, we contribute to strengthening corporate risk governance and sustainable growth through insurance due diligence and responses to sustainability disclosures.

Our strengths

We design and propose optimal risk strategies tailored to each company's specific management challenges, drawing from a wide range of options including insurance, reinsurance, and captive insurance.
Case Study

Case Studies

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